23

States licensed

#18338319

NPN (National Producer Number)

9+

Carrier appointments

Florida

Resident license state

Verify directly

Each state's verification tool.

Click any state to look up my license through that state's official insurance department lookup. Search by NPN #18338319 or by name "Kristian Delgado."

Verify license: National Insurance Producer Registry

All 50 state licenses are verifiable in one place via NIPR. Search by NPN.

Look up NPN 18338319 on NIPR →
AlabamaLICENSED
AlaskaLICENSED
ArizonaLICENSED
ArkansasLICENSED
CaliforniaLICENSED
ColoradoLICENSED
ConnecticutLICENSED
DelawareLICENSED
FloridaLICENSED
GeorgiaLICENSED
HawaiiLICENSED
IdahoLICENSED
IllinoisLICENSED
IndianaLICENSED
IowaLICENSED
KansasLICENSED
KentuckyLICENSED
LouisianaLICENSED
MaineLICENSED
MarylandLICENSED
MassachusettsLICENSED
MichiganLICENSED
MinnesotaLICENSED
MississippiLICENSED
MissouriLICENSED
MontanaLICENSED
NebraskaLICENSED
NevadaLICENSED
New HampshireLICENSED
New JerseyLICENSED
New MexicoLICENSED
New YorkLICENSED
North CarolinaLICENSED
North DakotaLICENSED
OhioLICENSED
OklahomaLICENSED
OregonLICENSED
PennsylvaniaLICENSED
Rhode IslandLICENSED
South CarolinaLICENSED
South DakotaLICENSED
TennesseeLICENSED
TexasLICENSED
UtahLICENSED
VermontLICENSED
VirginiaLICENSED
WashingtonLICENSED
West VirginiaLICENSED
WisconsinLICENSED
WyomingLICENSED

License status is verifiable through each state's Department of Insurance via the NIPR lookup linked above.

Carrier appointments

Independent & multi-carrier appointed.

As an independent broker, I'm appointed with multiple carriers — meaning I can quote across all of them and recommend what fits your situation, not what I'm captive to.

Blue Cross Blue Shield
National carrier · ACA, Group, Medicare
Aetna
National carrier · Group, Medicare
Cigna
National carrier · Group, ACA, Medicare
UnitedHealthcare
National carrier · Group, ACA, Medicare
Oscar Health
Specialty carrier · ACA, Small Group
Ambetter
Specialty carrier · ACA Marketplace
Molina Healthcare
Specialty carrier · ACA, Medicare
PHCS / MultiPlan
PPO Network · Private, Level-funded
BHPI / XGB
Level-funded · Small group health
License structure

Resident vs. non-resident licensing.

How it works

I hold a resident insurance producer license in Florida (where I live and primarily operate). For each of the other 22 states where I'm licensed, I hold a non-resident license issued by that state's department of insurance.

Both license types are equally valid — a non-resident license gives me the same authority to sell, advise on, and service insurance in that state as a local resident broker would have. Continuing education requirements are met through Florida's CE program, which is reciprocally accepted by all 22 non-resident states.

Every license is verifiable through the state-specific links above or through the NIPR national database. My licenses are renewed on time every cycle and are in active, good standing.

If I'm not licensed where you live

If you're in a state I'm not currently licensed in, I'll tell you that upfront and refer you to a trusted local broker rather than trying to work around it. Selling insurance without proper licensing in a given state is illegal — full stop.